Insurance & Finance

Affordable Repairs and Flexible Payment Options for Every Customer

At Southbay Auto Center, we’re committed to making quality auto repair accessible to everyone. Whether you're filing an insurance claim or looking for financing options, we’re here to guide you through the process with clarity and care. We proudly serve drivers from all backgrounds—and all credit situations—with integrity and transparency.

Certified by CarMax & RepairPal

As a CarMax Certified Repair Facility and a RepairPal Certified Shop, we meet the highest standards of service, pricing, and customer satisfaction in the industry.

• CarMax customers can rely on us for trusted, warranty-approved repairs.
• RepairPal certification means our pricing is fair and transparent, and our work is backed by a strong reputation for quality and reliability.

Whether you drive a newer CarMax vehicle or need general diagnostics, you can count on us for expert care that meets certified standards.

We Work With Most Major Insurance Providers

Dealing with a claim? We make the insurance process easy.

Southbay Auto Center works with all major insurance companies to streamline your repair from start to finish. We assist with paperwork, provide accurate estimates quickly, and ensure all repairs meet insurer requirements without cutting corners. Our goal is to get you back on the road quickly—with the peace of mind that your repair is done right.

Whether you're working with collision coverage, comprehensive claims, or extended warranties, we’ve got your back.

Flexible Financing Options

We understand that auto repairs aren’t always planned. That’s why we offer financing solutions that work with your budget.

We proudly accept financing through:



• Acima
• Snap Finance
• EasyPay

These trusted providers offer flexible payment plans—even for those with limited or challenged credit. Approval is fast, and our team can help you apply directly in-store or online.

Serving Everyone

At Southbay Auto Center, we believe no one should be denied quality auto repair due to cost or coverage. Whether you’re insured, underinsured, paying out-of-pocket, or financing repairs—we’ll work with your situation and treat you with the respect you deserve.

Have questions about coverage or payment options? Just call or text our team. We're here to help make your experience stress-free.

Need Assistance With Insurance or Financing?

Contact Southbay Auto Center today—we’re ready to help you move forward with confidence.